When you get injured in a car accident, you may wonder if it is even worth pursuing a claim against the responsible party. The answer is most likely yes. Even if the accident appeared to be minor, injuries that have major consequences can sometimes take time to cause symptoms. The most notorious of these is traumatic brain injuries.
Still, you may wonder if it would just be easier and quicker to accept the settlement the insurance company offers. Before you do, remember that insurance providers are not your friends. They want to retain as much money as possible and will not offer you the amount you truly deserve. The determination of that amount depends on the following factors.
Type of injury
The type of bodily harm you sustain is most important, as it affects the rest. The more injuries you receive and the more severe they are, the more your case is worth. For this reason, it is important to document and seek medical care for all injuries, big and small. Attend all your doctor appointments and follow your treatment plan for the best outcome to your physical and financial recovery.
Naturally, your injuries may have long-term consequences on your health, wallet and ability to work and care for yourself. How much the injury affects these areas will also affect how much financial compensation you can receive. For example, if you can no longer work, and you are the main income earner in the family, your case may be worth more. If you can still work with modified tasks, then your case may be worth less.
Responsible party's behavior
In addition to the harm you have received, the behavior of the party that caused the accident can also make your case more valuable. Was the person driving recklessly or while intoxicated? Did the driver flee the scene of the accident? Actions that are criminal or outrageous raise the value of your case.